You can eliminate and reduce a lot of expenses with cutting back but obviously we can't cut out everything! The secret to saving money on the things you have to buy is SUBSTITUTION! Replace what you're already using with lower cost replacements to save, save, save!

I've only included things that I use often and love. These have all be complete GAME-CHANGERS! Yep, they're *that* good. If you try any of them out let me know! I want to to hear what you think! 

Below are a few of my favorite things! 


This gel memory foam mattress topper is SO good. It's turned my almost 10-year old mattress into a plush, dreamy paradise. When I stay at Airbnb's and hotels, it's what makes me say, "Well, that bed's okay but it's just not as cozy as mine." (And, this isn't a case of just preferring my bed, it's just better.) The secret, the magic coziness, came with this topper. 


I'm a huge fan of Airbnb and always try to stay at Airbnb's when I go out of town. I love being able to get groceries to save on food costs while traveling (especially breakfast) and it's fun to see what it'd be like to live as a local. 

Airbnb Hack: Click HERE to get $40 off your 1st stay!



It's crazy to think about now but I used to pay over $175/month for cable and DVR. Since canceling cable I haven't looked back. 

I got a $42 refurbished Roku. (Setting it up is easy!) It works by simply plugging it into the USB port in the back of the TV. Then, you connect it to your home wifi and that then allows the Roku to stream channels from the internet. More below...


After doing TONS of research I landed on Hulu Live as the best cable replacement. The things I liked most about it: no commercials, able to fast-forward and rewind, able to record live TV to replay later and you can watch live TV, well, LIVE. Hulu Live has all the channels we used to watch with cable plus some. 

I already had an Amazon Prime account (since you can get free shows and movies through Amazon Prime Video) so I added that to the Roku as an app (AKA channel). I already had Netflix so I added that app/channel too. 

Since canceling cable I've been able to save over $130/month! That means I'm now saving just shy of 400%! Jaw-dropping, right?!

By clicking HERE you can try out Hulu for 2 weeks free, on me! Then, plans start at $7.99.

EDIT: Since writing this we've now switched to the less-expensive plan, Hulu No Commercials. I realized I just wasn't using the Live features enough to justify the price of it. That being said, I still think it's a good plan to get if you're "weaning" yourself off cable and getting used to the streaming TV world. 



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